Overview
While Quicken Simplifi automates most transaction management, you may occasionally need to create or edit transactions manually. The mobile app provides tools to help you do this efficiently.
Note: If you're looking to create a manual account instead, click here!
Managing Transactions
Although you can manage your transactions from multiple areas of the Quicken Simplifi Mobile App, the best way to manage transactions is by navigating directly to the account from the Accounts section or by locating the transaction on the All Transactions page.
Add a Manual Transaction
When adding a manual transaction to Quicken Simplifi, the status of the transaction will automatically default to Pending if it's in a connected account and Cleared if it's in a manual account.
Note: Manually entered transactions are limited to a date of 1 year in the future.
Tap the Menu icon (the three lines in the upper left corner).
Select Accounts.
Select the account you'd like to add a transaction to.
Tap the plus (+) button in the upper right.
Fill out the details of the transaction, including the Payee, Amount, Date, and Category. You can also add Splits, Tags, Notes, and Attachments, mark the transaction as Reviewed or Not Reviewed, mark the transaction as Recurring, Flag the transaction, and select to Exclude from Spending Plan and/or Exclude from Reports.
Set the transaction Status as either Pending or Cleared.
Note: You should set transactions to Pending until they have cleared your bank.Tap Create when done.
Note: If a transaction is manually entered into a connected account, Quicken Simplifi will automatically match the transaction to the downloaded transaction as long as the information is the same.
Edit a Transaction
Tap the Menu icon (the three lines in the upper left corner).
Select Accounts.
Select the account that has the transaction you'd like to edit.
Locate the transaction you'd like to edit and tap on it.
Make the necessary changes and tap Update when done.
Delete a Transaction
We recommend reviewing your transactions before deleting, as they will NOT re-download once deleted; the transaction will have to be manually entered instead.
Tap the Menu icon (the three lines in the upper left corner).
Select Accounts.
Select the account that has the transaction you'd like to delete.
Locate the transaction you'd like to delete and tap on it.
Select Delete from the very bottom.
Tap Delete to confirm.
Split a Transaction
Splitting a transaction allows you to assign multiple Categories and/or Tags to a single transaction. Although splitting transactions across multiple months isn't available at this time, we are looking into ways to enhance your experience.
Tap the Menu icon (the three lines in the upper left corner).
Select Accounts.
Select the account that has the transaction you'd like to split.
Locate the transaction you'd like to split and tap on it.
Tap Split, and a new Split Transaction page will open.
Tap + Add Split to add as many lines as needed.
If you're dividing the amount evenly among all of your splits, you can do so by tapping the three dots in the upper right, selecting Divide among Splits, and then proceeding to Step 9.
Enter the Category and/or Tag you'd like to use for the first portion of the split, and then input the Amount for this same portion.
Repeat this step for every split line you'd like to create for the transaction; Quicken Simplifi will keep track of the remaining amount in the Left To Split section at the upper right.
Tap Continue when done, then tap Update to save the transaction.
Attach a Receipt to a Transaction
You can easily attach a photo of a receipt to any transaction for quick reference. This feature is particularly useful for returns, warranty claims, or maintaining accurate records.
Tap the Menu icon (the three lines in the upper left corner).
Select Accounts.
Select the account that has the transaction you'd like to attach a receipt to.
Locate the transaction that you'd like to attach a receipt to and tap on it.
Scroll down and select Attach a file.
Locate the receipt on your device or take a picture using the Camera option.
Tap Update when done.
As long as the transaction with the attached receipt remains in your Quicken Simplifi account, Quicken Simplifi will keep the attachment indefinitely.
Note: To troubleshoot missing transactions, see our support article here.
Frequently Asked Questions
Learn the answers to frequently asked questions for this topic!
Does Quicken Simplifi download pending transactions?
Does Quicken Simplifi download pending transactions?
With the exception of a few financial institutions, Quicken Simplifi will download pending transactions within 4-6 hours of appearing on your bank's website. Find out more here!
Why can I only see some of my transactions?
Why can I only see some of my transactions?
To improve performance, Quicken Simplifi limits the visible transaction history to the most recent few years by default. You can access older transactions by changing the Transaction History Settings at the top of your Transaction Activity page. However, we recommend keeping your transaction history limited to maintain optimal app performance.
How do I stop Quicken Simplifi from suggesting a Transaction Rule every time I edit a transaction?
How do I stop Quicken Simplifi from suggesting a Transaction Rule every time I edit a transaction?
When editing transactions in Quicken Simplifi, you may be prompted to create a Category or Payee Rule each time. If you'd like to disable Quicken Simplifi from suggesting Transaction Rules, you can easily do so from the Category or Payee field of a transaction directly, whichever applies. To do so, you'll want to make sure the Create a rule to also use this Payee for future transactions box is deselected before saving your changes.
What differences are there for manual transactions?
What differences are there for manual transactions?
Manual transactions do not support certain features, including:
Additionally, manual transactions added to a connected account will default to a Pending status. You’ll need to manually update the status to Cleared once the transaction has cleared your bank.
Manual transactions added to manual accounts will default to Cleared.
How do I track pre-deposit paycheck deductions?
How do I track pre-deposit paycheck deductions?
The best way to track pre-deposit paycheck deductions is to split the transaction and enter the amount used for each individual deduction. Please be sure to take a look at the instructions here for more details!
How do I categorize a transfer from a Checking to an Investment account?
How do I categorize a transfer from a Checking to an Investment account?
You can categorize transfers between checking and investment accounts using the Investment Transactions feature, just like any other linked transfer. Find out more here!
What is the 'Reviewed' option used for?
What is the 'Reviewed' option used for?
On the Quicken Simplifi Web App, you'll see a Reviewed column. In the Mobile App, the Reviewed option is available when viewing individual transactions. You can use this feature for any purpose that helps you organize your data. This option can be used for any number of reasons–it's totally up to you! For suggested uses, we have a Support Article available here that you can check out.
To learn about Managing Transactions on the Quicken Simplifi Web App, please click here!