Overview
Adding your accounts is the key to getting the most out of Quicken Simplifi. When your bank, credit cards, loans, and other accounts are connected, it can automatically track your spending, monitor upcoming bills, calculate your net worth, and give you a clear picture of your finances.
Quicken Simplifi is powered by a network of over 14,000 financial institutions. If you can't connect your account, you can track it manually, and also monitor the value of your assets, such as property or investments.
Whether you’re adding a connected or a manual account, the steps below will show you how.
Note: For a complete list of supported account types, please refer to the article What Account Types Are Supported in Quicken Simplifi?
Add a Connected Account
Link directly to your bank for automatic updates of transactions and balances.
Tap the Menu (three-line icon).
Select Accounts.
Tap the plus (+) button in the upper right.
If your bank is already shown, you can tap on the image to select it, or just begin typing the name of the bank into the Search bar to let Quicken Simplifi find it.
Once you've selected your bank, you'll see a message regarding consent. Tap Continue.
Enter the user ID and password you use to sign in to your bank's website, then tap Link Account.
Quicken Simplifi will locate the account(s) associated with your user ID and password and will display the account name and type, as well as a checkbox to add or ignore each account.
To disregard any of the accounts, uncheck the box to the right of the account name.
You can edit the name and type for each account by clicking the pencil icon.
Tap Confirm when finished.
Once the connection is established, Quicken Simplifi typically downloads the last 90 days of transactions when you first connect an account.
Once done, the account(s) will show in your Accounts List.
Add a Manual Account
If the bank you want to add is not listed, you can still add it manually.
Tap the Menu (three-line icon).
Select Accounts.
Tap the plus (+) button in the upper right.
Select Add account at the bottom-right corner.
Enter an account name, and select an account type. You can also enter a balance with an "as-of" date, a value, etc., depending on the account type.
Tap Confirm when finished.
The manual account will now appear in your Accounts List. Since the account is manual, the Transaction Activity will be blank, but you can start adding transactions whenever you're ready!
For more details on adding transactions in Quicken Simplifi, please refer to the article Managing Transactions on the Mobile App.
Note: Manual investment accounts will not start with an opening balance. To learn how to add holdings or cash to a manual investment account, please refer to the article Tracking Investments on the Mobile App.
Link a New Account to an Existing Connected Account
A time may come when you're presented with the need to re-link existing accounts in Quicken Simplifi. This could be because we need to re-establish a connection with your bank, or if you need to link a new credit card number to an existing connected credit card account.
Note: If you'd like to update your bank login information, please be sure to take a look at our support article Updating Your Bank Login Information.
If you're not automatically prompted to reconnect your new account, you should reset the connection for the financial institution by following the steps provided in the article When and How to Reset Your Account Connections on the Mobile App.
Frequently Asked Questions
Find answers to the most common questions about this topic!
How often does Quicken Simplifi update my accounts?
How often does Quicken Simplifi update my accounts?
Your accounts will automatically refresh when you sign into Quicken Simplifi, and you can also manually refresh them. However, Quicken Simplifi will only reach out to your bank once every four to six hours to retrieve new transactional and balance data. Learn more here!
Why do I need to re-authenticate my bank with every refresh?
Why do I need to re-authenticate my bank with every refresh?
Due to enhanced security measures implemented by certain financial institutions, you may need to complete multi-factor authentication (MFA) each time you refresh your account in Quicken Simplifi. While we understand this can be frustrating, these security measures are in place to protect you and your financial data. Please see here for more info!
How do I manually refresh my accounts in Quicken Simplifi?
How do I manually refresh my accounts in Quicken Simplifi?
On the Quicken Simplifi Web App, you can select the Refresh 🔄 icon at the bottom of the left panel. In the Quicken Simplifi Mobile App, just swipe down on the screen to update your accounts, as well as sync data between the two Apps.
How does Quicken Simplifi calculate my balance?
How does Quicken Simplifi calculate my balance?
Quicken Simplifi automatically deducts pending transactions from the balance provided by your bank. If you prefer, you can change the settings to turn off this feature. Find out more here!
Does Quicken Simplifi have a running balance column?
Does Quicken Simplifi have a running balance column?
Quicken Simplifi does not currently offer a running balance column; you can read more in our support article here. We apologize for any inconvenience!
Can I reconcile my accounts in Quicken Simplifi?
Can I reconcile my accounts in Quicken Simplifi?
Although Quicken Simplifi doesn't currently offer an official reconciliation feature, you can easily use the Reviewed option to review your transactions one by one! Please check out our support article here for more details.
Can I track my assets in Quicken Simplifi?
Can I track my assets in Quicken Simplifi?
Adding your various assets will also help offset any applicable loans when viewing your Net Worth, such as tracking the value of your home against the mortgage. Our support article here has more info on tracking assets in Quicken Simplifi!
If you're looking for the steps specific to the web app, please see our article Adding Accounts in Quicken Simplifi.
If you have any questions or need help adding your accounts in Quicken Simplifi, please don't hesitate to reach out to our support team!