Overview
Projected Cash Flow helps you see how your account balance may change over time based on upcoming reminders and future-dated transactions. Keeping your recurring series up to date helps ensure your projections are as accurate as possible.
To learn more about this, please see our support article Managing Recurring Transactions.
Accessing Your Projected Cash Flow
The Projected Cash Flow chart is available in each of your banking accounts. You can expand or collapse the chart to view projected balances over a customizable period.
The chart displays the account's projected balance based on:
Recurring Income Reminders
Recurring Bill and Subscription Reminders
Expected Refunds
Future-dated transactions
Managing Your Reminders
Below the chart, you'll see your upcoming Recurring Reminders, expected Refunds, and future-dated transactions for the same period. You can manage an upcoming item by clicking its three-dot menu in the upper-right corner.
In the chart, hover over any dot to see the Reminders scheduled for that day, along with the projected balance for that date.
The dots are color-coded to help you identify each type of upcoming item:
Green: Income Reminders
Purple: Bill and Subscription Reminders, as well as future-dated transactions
Teal: Expected Refunds
You can also click any dot in the chart to jump directly to that day in the carousel below. This makes it easier to review and manage your upcoming items.
Frequently Asked Questions
Find the answers to frequently asked questions for this topic:
What balance does Projected Cash Flow start with?
What balance does Projected Cash Flow start with?
Projected Cash Flow uses your current account balance as the starting point for today's balance. It then calculates future balances based on upcoming items, such as recurring reminders and future-dated transactions.
Pending transactions may or may not be included in your current balance, depending on your account's Balance Type setting.
To learn how to include or exclude pending transactions from your balance, see How to Resolve Balance Discrepancies in Quicken Simplifi.
Does the Projected Cash Flow include Planned Spend items?
Does the Projected Cash Flow include Planned Spend items?
No. Projected Cash Flow currently includes Recurring Bill, Subscription, and Income Reminders, future-dated transactions, and expected refunds. It does not include Planned Spend items from the Spending Plan.
Does the Projected Cash Flow include Savings Goals?
Does the Projected Cash Flow include Savings Goals?
No. Projected Cash Flow currently includes Recurring Bill, Subscription, and Income Reminders, future-dated transactions, and expected Refunds. It does not include Savings Goals.
How are Recurring Credit Card Payments handled in the Projected Cash Flow?
How are Recurring Credit Card Payments handled in the Projected Cash Flow?
Quicken Simplifi treats Credit Card Payments as Transfers, not income or expenses, because they move money between accounts.
If you use the Credit Card Payment or Transfer Category for a Recurring Series, the Reminder appears in Projected Cash Flow for the payment account only.
If you set up the Recurring Series as a Linked Transfer by selecting the receiving account in the Category field, the Reminder appears in Projected Cash Flow for both the payment account and the receiving account.
To learn more about Transfers, see How Do Transfers Work.
Can I view the Projected Cash Flow for all of my accounts together?
Can I view the Projected Cash Flow for all of my accounts together?
Yes. In the Bills & Income section, select the Cash Flow tab to view a Projected Cash Flow chart for multiple accounts. You can view all your accounts together or customize which accounts are included.
If you're looking for the steps specific to the Mobile App, please see our article on Using Projected Cash Flow on the Mobile App.
If you have any questions about Quicken Simplifi, our support team is here to help.