Overview
With Bill Connect for Credit Cards, Quicken Simplifi automatically updates your credit card reminders using real-time balance and due date information pulled from your connected account. Once set up, Simplifi uses your online banking connection to retrieve bill data—such as statement balances, total balances, and minimum dues—based on your selected preference.
This reduces the need for manual edits, ensures your reminders stay accurate, and helps improve your financial visibility and planning, even if your card isn’t fully supported.
Note: This article covers how to track your credit card bills. If you want to track your standard bills, see Using Bill Connect to Track Your Bills on the Mobile App.
Things to note
This feature is best suited for users who wait for their statement to close before paying.
The "next" reminder that updates throughout the month uses a combination of the amount for the Recurring Series and the spending in the current statement period to estimate the upcoming payment amount.
Once the statement closes, the amount and due date can/will be updated based on how you have your Bill Connect preferences set up for the Recurring Series.
There’s a 3-day buffer after the statement closes before the final amount appears in Quicken Simplifi.
The Recurring Series must be a linked transfer. You cannot have the category set as Credit Card Payment.
If you’ve set up a recurring credit card payment from your checking account, the Series category must be the receiving credit card account. Both accounts also need to be connected to the bank, as some data for this feature is retrieved through that connection.
Once the Recurring Series is set up correctly, the Bill Connect section will appear. This section lets you enable automatic updates for the associated reminders.
Note: For more details on creating and using the Recurring Transaction Series feature, please click here.
Connecting to a Biller
Tap the Menu icon (three lines).
Tap Settings.
Select Recurring Series.
Locate the credit card bill you want to connect to, then tap the three dots on its far right.
Select Edit Series.
Tap Connect.
Turn on the Bill Connect toggle.
Tap Apply, then Update.
Set Auto‑Update Preferences for Credit Card Bills
Quicken Simplifi lets you set automatic updates of due dates and amounts for your recurring bills. After you connect to a biller, you can choose how Quicken Simplifi updates your next upcoming reminder.
You can either have Quicken Simplifi use the bill amount and due date provided by the biller for the next upcoming reminder, or keep the bill amount and due date you entered or selected when you first created the recurring transaction series.
For the Amount field:
Statement Balance: Updates the reminder amount to the statement balance when the statement period closes.
Minimum Due: Updates the reminder amount to the minimum due upon statement period close.
Total Balance: Updates the reminder amount to the total balance at the end of the statement period.
Don't Update: Uses the amount you set in the Basic Details tab.
For the Due Date field:
Due Date: Uses the due date displayed in the Bill Connect tab.
Don't Update: Uses the date set in the Basic Details tab.
Disconnecting from a Biller
Tap the Menu icon (three lines).
Tap Settings.
Select Recurring Series.
Locate the credit card bill you want to unlink and tap the three dots at the end of it.
Select Edit Series.
Tap Change.
Turn off the Bill Connect toggle.
Tap Apply.
Tap Update.
Connect Multiple Credit Card Bills to One Biller
With Bill Connect, you may wonder how to connect multiple bills to a single biller, such as having vehicle insurance as well as homeowners insurance with a single company, or holding multiple credit card accounts with a single financial institution.
Whether you can connect bills individually in Quicken Simplifi depends on the biller.
If you have multiple credit cards with one financial institution and receive a single combined statement, you can only connect one bill in Quicken Simplifi.
If you receive separate statements for each account, you can connect each one individually to the biller in Quicken Simplifi.
Instructions
Create a separate Recurring Transaction Series in Quicken Simplifi for each bill.
Start by connecting one of them to the biller.
You'll be presented with a list of bills. Select the bill that you're attempting to link.
Click Continue.
Once you've connected the first Recurring Transaction Series to the biller, you'll get a window stating that the bill is now connected, with the option to continue linking the rest of your bills to the same biller:
See Your Linked Billers and Updated Amounts
After successfully connecting a biller, a chain link icon will appear next to the related Reminder. Once the bill updates, a checkmark will appear next to the Reminder. These icons help you quickly identify connected billers and updated bills.
Does Quicken Simplifi Offer a Bill Pay Service?
At this time, Quicken Simplifi only offers the ability to connect to your Billers to receive updated due dates and amounts. The ability to pay your bills from Quicken Simplifi is not currently available. However, our Quicken Classic products offer a robust bill pay service called Bill Manager. To learn more about our other Quicken products, please click here.
To learn about Using Bill Connect to Track Credit Card Bills on Simplifi Web App, please click here.
If you have any questions about Quicken Simplifi, our support team is here to help.