Overview
You can use Bill Connect to retrieve the latest due dates and amounts as soon as your credit card bill is available. Your reminders are updated for you, so you always know what’s due and when, without needing to check each account individually.
This feature is best suited for users who wait for their statement to close before paying.
Note: This article covers how to track your credit card bills. If you want to track your standard bills, see Using Bill Connect to Track Your Bills on the Mobile App.
Things to Note
For this feature to work, both the source account and the credit card account used for the payment must be connected in Quicken Simplifi to their respective financial institutions, as some required data is obtained through those connections.
The credit card bill must be set as a Recurring Transaction Series.
Verify that the Recurring Transaction Series is set up as a linked transfer.
The credit card Statement Closing Date and Due Date are pulled from your bank connection and set by the system, so they can't be customized.
There’s a three-day buffer after the statement closes before the final amount appears in Quicken Simplifi.
Before the statement closing date, Quicken Simplifi calculates the next reminder by combining two values: the original recurring bill amount you set up and the amount from the current statement period (the most recent payment).
Note: For more details on creating and using the Recurring Transaction Series feature, please click here.
Check Your Credit Card Bill
To use this feature, first ensure the bill is set up as a Recurring Transaction Series and verify that the Recurring Transaction Series is set up as a linked transfer. In this setup, select the source account (e.g., your checking account) in the Select Account field, and select the receiving credit card account in the Category field.
Connecting to a Biller
After you have verified the Recurring Transaction Series is set as a linked transfer, follow the steps below to connect it to a biller:
Tap the Menu (three-line icon).
Tap Settings.
Select Recurring Series.
Locate the credit card bill you want to connect to, and tap the three-dot menu on its far right.
Select Edit Series.
Tap Connect.
Turn on the Bill Connect toggle.
Tap Apply.
Then tap Update to save the changes.
Set Auto‑Update Preferences for Credit Card Bills
Quicken Simplifi lets you set automatic updates of due dates and amounts for your recurring bills. After you connect to a biller, you can choose how Quicken Simplifi updates your next upcoming reminder.
You can either have Quicken Simplifi use the bill amount and due date provided by the biller for the next upcoming reminder, or keep the bill amount and due date you entered or selected when you first created the recurring transaction series.
For the Amount field:
Statement Balance: Updates the reminder amount to the statement balance when the statement period closes.
Minimum Due: Updates the reminder amount to the minimum due upon statement period close.
Total Balance: Updates the reminder amount to the total balance at the end of the statement period.
Don't Update: Uses the amount you set in the Basic Details tab.
For the Due Date field:
Due Date: Uses the due date displayed in the Bill Connect tab.
Don't Update: Uses the date set in the Basic Details tab.
Disconnecting from a Biller
Tap the Menu (three-line icon).
Tap Settings.
Select Recurring Series.
Locate the credit card bill you want to unlink and tap the three-dot menu on its far right
Select Edit Series.
Tap Change.
Turn off the Bill Connect toggle.
Tap Apply.
Tap Update to save the changes.
Connect Multiple Credit Card Bills to One Biller
With Bill Connect, you may wonder how to connect multiple bills to a single biller, such as having vehicle insurance as well as homeowners insurance with a single company, or holding multiple credit card accounts with a single financial institution.
Whether you can connect bills individually in Quicken Simplifi depends on the biller.
If you have multiple credit cards with one financial institution and receive a single combined statement, you can only connect one bill in Quicken Simplifi.
If you receive separate statements for each account, you can connect each one individually to the biller in Quicken Simplifi.
Instructions
Create a separate Recurring Transaction Series in Quicken Simplifi for each bill.
Start by connecting one of them to the biller.
You'll be presented with a list of bills. Select the bill that you're attempting to link.
Click Continue.
Once you've connected the first Recurring Transaction Series to the biller, you'll get a window stating that the bill is now connected, with the option to continue linking the rest of your bills to the same biller:
See Your Linked Billers and Updated Amounts
After successfully connecting a biller, a chain link icon will appear next to the related Reminder. Once the bill updates, a checkmark will appear next to the Reminder. These icons help you quickly identify connected billers and updated bills.
Frequently Asked Questions
Find the answers to the most frequently asked questions about this topic!
Does Quicken Simplifi Offer a Bill Pay Service?
Does Quicken Simplifi Offer a Bill Pay Service?
At this time, Quicken Simplifi only offers the ability to connect to your billers to receive updated due dates and amounts. The ability to pay your bills from Quicken Simplifi is not currently available. However, our Quicken Classic products offer a robust bill pay service called Bill Manager!
To learn more about Quicken Classic and Quicken Bill Manager services and products, click here!
If you're looking for steps specific to the web app, please see our article on Using Bill Connect to Track Credit Card Bills.
If you have any questions or need help using the Bill Connect feature in Quicken Simplifi, reach out to our support team.