Overview
You can use Bill Connect to retrieve the latest due dates and amounts as soon as your credit card bill is available. Your reminders are updated for you, so you always know what’s due and when, without needing to check each account individually.
This feature is best suited for users who wait for their statement to close before paying.
Note: This article covers how to track your credit card bills. If you want to track your standard bills, see Using Bill Connect to Track Your Monthly Bills.
Things to Note
For this feature to work, both the source account and the credit card account used for the payment must be connected in Quicken Simplifi to their respective financial institutions, as some required data is obtained through those connections.
The credit card bill must be set as a Recurring Transaction Series.
Verify that the Recurring Transaction Series is set up as a linked transfer. In this setup, select the source account (e.g., your checking account) in the Select Account field, and select the receiving credit card account in the Category field.
The credit card Statement Closing Date and Due Date are pulled from your bank connection and set by the system, so they can't be customized.
There’s a three-day buffer after the statement closes before the final amount appears in Quicken Simplifi.
Before the statement closing date, Quicken Simplifi calculates the next reminder by combining two values: the original recurring bill amount you set up and the amount from the current statement period (the most recent payment).
Note: For more details on creating and using the Recurring Transaction Series feature, please click here.
Connecting to a Biller
To use this feature, first ensure the bill is set up as a Recurring Transaction Series and verify that the Recurring Transaction Series is set up as a linked transfer. In this setup, select the source account (e.g., your checking account) in the Select Account field, and select the receiving credit card account in the Category field.
After you have created the Recurring Transaction Series, follow the steps below to connect it to a biller:
Click the ⚙️Settings icon in the upper-right corner.
Select All recurring.
Locate the credit card bill you'd like to connect.
Click the three-dot menu on its far right.
Select Edit Series.
Click on the Bill Connect tab.
Turn on the Bill Connect toggle.
Enter the User ID and Password to sign in to the biller's website.
Click Connect.
Set Auto‑Update Preferences for Credit Card Bills
Once the Recurring Transaction Series is set up correctly, the Bill Connect tab will appear. This tab lets you enable automatic updates for the associated reminders.
Below are the options you can choose from to set your auto-update preferences:
Amount:
Statement Balance: Updates the reminder amount to the statement balance when the statement period closes.
Minimum Due: Updates the reminder amount to the minimum due once the statement period closes.
Total Balance: Updates the reminder amount to the total balance when the statement period closes.
Don't Update: Uses the amount you set in the Basic Details tab.
Date:
Due Date: Uses the due date displayed in the Bill Connect tab.
Don't Update: Uses the date set in the Basic Details tab.
Instructions
Click the ⚙️Settings icon in the upper-right corner.
Select All recurring.
Locate the credit card bill that you'd like to set the auto-update options for.
Click the three-dot menu on its far right.
Select Edit series.
Click on the Bill Connect tab.
In the 'When your statement period ends, update reminder to', set the available options:
Choose your preferences for the Amount field.
Choose your preferences for the Due Date field.
Click Update when done.
Connect Multiple Credit Card Bills to One Biller
With Bill Connect, you may wonder how to connect multiple bills to a single biller, such as having vehicle insurance as well as homeowners insurance with a single company, or holding multiple credit card accounts with a single financial institution.
Whether you can connect bills individually in Quicken Simplifi depends on the biller.
If you have multiple credit cards with one financial institution and receive a single combined statement, you can only connect one bill in Quicken Simplifi.
If you receive separate statements for each account, you can connect each one individually to the biller in Quicken Simplifi.
Instructions
Create a separate Recurring Transaction Series in Quicken Simplifi for each bill.
Start by connecting one of them to the biller.
You'll be presented with a list of bills. Select the bill that you're attempting to link.
Click Continue.
Once you've connected the first Recurring Transaction Series to the biller, you'll get a window stating that the bill is now connected, with the option to continue linking the rest of your bills to the same biller:
See Your Linked Billers and Updated Amounts
To see all your linked billers and the updated amounts at a glance, just follow the steps below:
Hover over the left panel and click Bills & Income.
Ensure you are in the Overview tab.
Go to the Reminders section.
A blue chain link next to the biller icon indicates that the biller has the Bill Connect feature enabled.
A light blue check mark next to the biller icon indicates that either the amount due, the due date, or both have been updated.
Frequently Asked Questions
Find the answers to the most frequently asked questions about this topic!
Does Quicken Simplifi Offer a Bill Pay Service?
Does Quicken Simplifi Offer a Bill Pay Service?
At this time, Quicken Simplifi only offers the ability to connect to your billers to receive updated due dates and amounts. The ability to pay your bills from Quicken Simplifi is not currently available. However, our Quicken Classic products offer a robust bill pay service called Bill Manager!
To learn more about Quicken Classic and Quicken Bill Manager services and products, click here!
If you have any questions or need help using Bill Connect in Quicken Simplifi, please don't hesitate to reach out to our support team!