Overview
Typically, you will receive error code 103 when an invalid username and password have been entered for the bank you are trying to connect with.
Message: "To connect to [BANK], you must re-enter your credentials."
Care Code: 103
Error: INVALID_CREDENTIALS
To Resolve this Issue
Verify the bank selected is the correct instance – You may see several different instances of your bank that you can add in the Add Account screen. Check to see if you’re using the correct one. If you are unsure, reach out to our support team for further assistance.
Verify your login information is correct – Type your password/PIN into a text application to ensure you don’t have any typographical errors. Then, copy and paste your login information into Quicken Simplifi to ensure accuracy.
Verify your login at the bank’s website – Try to sign in to your bank’s website using the same login credentials to ensure you've not locked yourself out of the account and the credentials are still valid.
Check for an app-specific password – Some banks require users to use a specific app password when connecting to a third party. Check with your bank to see if you need to use an app-specific password.
Update your credentials – Try temporarily updating your password on your bank's website and then try again to connect to Quicken Simplifi. We recommend NOT using the following special characters: & < > / \.
For Bank of America users: Bank of America has a 20-character limit when creating a password.
For Betterment users: Betterment offers customers the ability to create an app-specific password. If you are experiencing trouble adding your accounts, please ensure that you are using the correct password.
To confirm whether you have an app-specific password, follow the steps:
Sign in to the Betterment website.
Go to Settings > Security.
Scroll down to the section called App Passwords.
Follow the steps to create an app password for Simplifi (Quicken).
Add accounts to Simplifi using the new password.
For Wealthfront users: Wealthfront offers customers the ability to create an app-specific password. If you are experiencing trouble adding your accounts, please ensure you are using the correct password.
To generate your app-specific password for your Wealthfront account(s):
Log in to Wealthfront, then navigate to Settings.
Under Link Wealthfront to other apps, select Generate an app-specific password.
Follow the steps to create an app password for Quicken Simplifi.
Add accounts to Simplifi using the new password.
If the steps above don't resolve the issue, please reach out to our support team.