Overview
Choosing between Quicken Classic and Quicken Simplifi depends on your financial management needs. If you decide to move from one product to the other, this article explains what to expect, as there is no direct option to switch between them.
Although both products are developed by Quicken Inc., there are several key differences between them:
Installation: Quicken Classic is installed locally on your computer, while Quicken Simplifi is a cloud-based application that you access through a web browser or mobile app.
Connection Types: Quicken Simplifi supports multiple connection methods, including Plaid, Finicity, API, and Express Web Connect (EWC), but it does not support Direct Connect.
Budgeting: Quicken Simplifi focuses on tracking your monthly income and spending through the Spending Plan, while Quicken Classic uses a more traditional category-based budgeting system.
Bill Pay: Quicken Simplifi does not include a bill payment service.
Investments: Quicken Classic offers more advanced investment tracking and management features than Quicken Simplifi.
Each product operates independently and uses its own data structure and accounting model. Quicken Simplifi is designed as a modern, streamlined tool for budgeting and financial planning, while Quicken Classic offers a more traditional, feature-rich desktop experience with greater customization.
Note: Quicken Classic and Quicken Simplifi use different data formats, so data cannot be imported directly between the two products. If you switch from one product to another, you'll need to start with a new data file and set up your accounts again.
Change Your Subscription from Quicken Classic to Simplifi
If you prefer a simple, streamlined budgeting experience or want to manage your finances from a phone, tablet, or web browser, Quicken Simplifi may be the better choice. As a cloud-based app, it’s designed to provide easy access across your devices.
If you'd like to purchase Quicken Simplifi:
You can subscribe to Quicken Simplifi using any of the following options:
On our website: Purchase a subscription directly on Quicken.com.
Through the mobile app: Install the Quicken Simplifi app from the Google Play Store or Apple App Store, then purchase your subscription through Google or Apple.
Retail stores: Quicken Simplifi subscriptions are also available for purchase at some retailers.
Note: For more information about purchasing Quicken Simplifi, see our help article here.
If you already purchased Quicken Classic and would like Quicken Simplifi instead:
If you decide that Quicken Simplifi is a better fit after purchasing Quicken Classic, you can subscribe to Simplifi at any time. If you're still within the 30-day refund window, you can also request a refund for your Quicken Classic purchase. For instructions on requesting a refund, please see our support article here.
Change Your Subscription from Quicken Simplifi to Classic
If you need advanced investment tracking, desktop-specific features, or more detailed reporting, Quicken Classic may be the better choice for your needs.
If you'd like to purchase Quicken Classic:
You can purchase Quicken Classic by:
On our website: Purchase directly on Quicken.com.
Retail stores: Quicken Classic subscriptions are also available for purchase at some retailers. For instructions on activating your subscription, see our help article here.
Note: For more information about purchasing Quicken Classic, see our help article here.
If you already purchased Quicken Simplifi and would like Quicken Classic instead:
If you decide that Quicken Classic is a better fit after purchasing Quicken Simplifi, you can subscribe to Quicken Classic at any time using one of the options above. If you're still within the 30-day refund window, you can also request a refund for your Quicken Simplifi purchase. For instructions on requesting a refund, please see our support article here.
Quicken's Refund Policy
Quicken offers a 30-day money-back guarantee on all products. If you decide to change to a different Quicken product within 30 days of your original purchase, you can request a refund for your current product. The new product must be purchased separately.
If you decide to change products after the 30-day refund window has ended, a refund for your original purchase cannot be guaranteed.
For full details, please review our Terms and Conditions for Exchanging, Canceling, or Refunding Quicken Products.
If you have any questions about changing your Quicken subscription, our support team is here to help.