Overview
Quicken Assist helps you understand and act on your financial data inside Quicken Simplifi. It combines:
Your real financial data
Simplifi tools (transactions, Spending Plan, goals, bills, investments, watchlists)
Financial knowledge and reasoning
Real-time web searches for news, best practices, account options, and more
The result is guidance that’s personalized to your situation, with context and practical next steps.
Below are examples of what Quicken Assist can help you do.
Understand What’s Happening With Your Money
Go beyond totals and see what’s driving changes in your finances.
Examples of questions you can ask:
Why did my spending increase last month?
What changed compared to last quarter?
Am I on track to overspend this month?
How Quicken Assist works:
Reviews your transaction and category data
Compares time periods
Identifies trends or unusual spikes
Explains patterns in clear language
Quicken Assist analyzes the data already available in Simplifi. It cannot (yet) create new custom report types or generate exported files, but it can guide you to the right area within Simplifi and explain what it shows as necessary.
Build a Debt Payoff Strategy
See your full debt picture and explore ways to pay it down.
Examples of questions you can ask:
How much total credit card debt do I have?
How can I prioritize my balances?
If I pay an extra $300 per month, how long would payoff take?
What’s the difference between snowball and avalanche payoff strategies?
How Quicken Assist works:
Reviews balances and interest rates
Explains payoff strategies
Estimates timelines based on additional payments
Helps you compare approaches
Projections are based on the account data currently in Simplifi and may ask for additional information needed, like different interest rates you want to consider.
Plan for Large Purchases or Life Events
Evaluate whether a decision fits within your current cash flow.
Examples of questions you can ask:
Can I afford a $25,000 car this year?
How much should I save monthly for a $5,000 vacation in 8 months?
Is my current retirement plan setting me up to retire on time?
How Quicken Assist works:
Reviews income and recurring expenses
Considers existing goals and obligations
Calculates monthly savings targets
Flags potential cash flow pressure
These estimates are based on your current financial picture in Simplifi and do not account for future market changes or unexpected income shifts.
Get Context on Your Investments
Understand how your portfolio is structured.
Examples of questions you can ask:
What percentage of my portfolio is in stocks vs. bonds?
Is my portfolio diversified?
What’s a typical allocation for someone 10 years from retirement?
One of my investments drastically changed – why?
How Quicken Assist works:
Retrieves your holdings
Breaks down allocation
Explains diversification and risk concepts
Provides general educational context
Searches the web for news & changes
Quicken Assist provides educational insight only. It does not provide personalized investment advice, execute trades, or move money between accounts.
Stress-Test Financial Decisions
See the impact of changes before making them through “what-if” scenarios.
Examples of questions you can ask:
What happens if my income drops by $1,000 per month?
If I cancel three subscriptions, how much would I save yearly?
If I increase my 401(k) contribution by 2%, what changes?
How Quicken Assist works:
Reviews recurring income and expenses
Calculates projected impact over time
Shows trade-offs clearly
These simulations use your current recurring transactions and account data inside Simplifi.
Identify Spending Patterns
Spot habits that may be affecting your progress.
Examples of questions you can ask:
Where do I tend to overspend?
What categories are inconsistent month to month?
Are small expenses adding up?
How Quicken Assist works:
Analyzes spending trends
Detects recurring charges or impulse categories
Highlights subscription creep
Suggests guardrails like watchlists or goals
Insights are based on categorized transaction history in Simplifi.
Review Subscriptions and Recurring Costs
Quickly understand ongoing commitments.
Examples of questions you can ask:
List all my subscriptions.
How much am I spending on subscriptions per year?
Which recurring charges increased recently?
Which discretionary subscriptions can I cut?
How Quicken Assist works:
Surfaces recurring bills and transactions
Calculates annual totals
Highlights increases or duplicates
Results reflect transactions currently identified as recurring within Simplifi.
Align Spending With Your Goals
See whether your spending supports your priorities.
Examples of questions you can ask:
Am I spending more on dining out than saving for travel?
Does my spending reflect my goal of buying a house?
Where could I cut back without affecting essentials?
How Quicken Assist works:
Compares discretionary spending and savings
Reviews progress toward goals
Highlights trade-offs
Navigate and Manage Simplifi More Easily
Use chat as a shortcut across the product.
Examples of questions you can ask:
Show me uncategorized transactions.
Open my Spending Plan.
Take me to my income report.
Create a savings goal for my upcoming Europe vacation.
Categorize these recent transactions.
How Quicken Assist works:
Update up to 50 transactions at a time
Change the screen to show the correct section of Simplifi you’re looking for
Create new goals or plans using your guidance.
Quicken Assist works within Simplifi’s existing features. It cannot modify external bank accounts, create entirely new report types, or export downloadable files.
Turn Insights Into Next Steps
Move from tracking to improving.
Examples of questions you can ask:
What should I focus on improving this month?
Where is my biggest financial pressure point?
What’s one change that could improve my cash flow?
How Quicken Assist works:
Reviews spending trends
Looks at savings rates and debt levels
Identifies areas of strain
Suggestions are based on your current data in Simplifi and general financial best practices.
Getting the Best Experience/Usage Tips
Quicken Assist is here to support you with your financial questions. For other topics, you may need to use a different resource outside of Quicken Simplifi.
In very long chat threads, responses may slow down. Starting a new chat can
improve speed and keep answers aligned with your most recent question.
Quicken Assist cannot use memory from previous conversations (yet!) when answering new inquiries. However, you can review past conversations using the sidebar in the Chat window.
Quicken Assist is designed to help you understand, plan, and explore options. It does not provide tax or legal advice and cannot take actions outside Simplifi.
Please note that Quicken Assist is new and in beta. It might try to do things it can’t yet to help you or misunderstand your requests from time to time. If this occurs, start a new chat.
We’re continuously improving the experience. If you run into an issue, think of something you’d like Quicken Assist to do in the future, or just want to share a good experience, we’d love to hear your feedback! Easily do so by clicking the thumbs up or down buttons under Quicken Assist’s latest response to you & fill out the comment box to tell us what you think!
Disclosure & Consent
Please click here for full disclaimers.